Subhadra Yojana Scheme – Complete Guide to Eligibility, Benefits, Application & Status Check

Editorial TeamFebruary 27, 2026Last Updated: February 27, 2026

Subhadra Yojana Eligibility (2026): Subhadra Yojana is available to women who are permanent residents of Odisha and aged 21 to 60 years. Applicants must satisfy the income criteria prescribed by the Government of Odisha. Government employees, income taxpayers, and ineligible high-income households are excluded from the scheme.

What is Subhadra Yojana

Subhadra Yojana Scheme is Odisha’s flagship direct cash transfer scheme for women. The Government of Odisha launched it on 17 September 2024, with Prime Minister Narendra Modi inaugurating it on his 74th birthday — a deliberate symbolic moment.

The scheme gives eligible women ₹10,000 every year, paid in two instalments of ₹5,000 each — once on Rakhi Purnima (August) and once on International Women’s Day (8 March). The Women and Child Development (WCD) Department runs it across all 30 districts of Odisha, covering both rural Gram Panchayats and urban local bodies.

Money reaches beneficiaries directly through the Aadhaar Payment Bridge System (APBS) — no middlemen, no cash queues. Every beneficiary also receives a Subhadra Debit Card to encourage cashless spending.

The Cabinet has approved a total outlay of ₹55,825 crore over five years (2024–25 to 2028–29) — one of the largest state-level women-welfare commitments in India. The 2025–26 budget alone allocates ₹10,145.20 crore, an 18.85% jump over the previous year. (Source: Odisha Gender Budget 2025–26, Finance Department, Government of Odisha)

“SUBHADRA will transform the lives of more than 1 crore women of the State… A total of ₹10,000 per annum will be paid in two instalments of ₹5,000 each on Rakhi Purnima Day and International Women’s Day. Our government is committed towards Antyodaya.” — CM Mohan Charan Majhi, Odisha Legislative Assembly, 23 August 2024

What Financial Benefits Does Subhadra Yojana Provide?

Benefit Type	Details
Financial Assistance	₹10,000 per year
Installments	2 installments annually
Total Duration	5 years
Total Benefit	₹50,000
Transfer Mode	Direct Benefit Transfer (DBT)

The Subhadra Yojana scheme offers three layers of financial support:

Annual cash transfer: ₹10,000 Two instalments of ₹5,000 hit beneficiaries’ Aadhaar-linked accounts on fixed dates every year — Rakhi Purnima and 8 March. The payment schedule gives women predictability to plan spending or savings.

Digital incentive bonus: ₹500 The top 100 women in each Gram Panchayat or Urban Local Body who make the most cashless transactions in a year earn an extra ₹500 via DBT. This rewards digital financial behaviour and builds long-term literacy.

Five-year income certainty The scheme runs until FY 2028–29. Beneficiaries receive guaranteed support for five years — rare in Indian welfare programming, where budgets are renewed annually. (Source: Official Subhadra Yojana SOP — CM Assembly Statement, 23 Aug 2024)

Who Is Eligible for Subhadra Yojana?

The 18-page official WCD guideline document sets out exact eligibility rules. Here is what qualifies a woman:

She is a permanent resident of Odisha
She is aged 21 to 60 years — for FY 2024–25, born between 2 July 1964 and 1 July 2003 (Aadhaar date of birth is the final authority)
Her annual family income is below ₹2.50 lakh, verified via NFSA/SFSS ration card or a gazetted officer’s income certificate
She holds an Aadhaar-linked bank account at a participating bank

Criteria	Requirement
Scheme Name	Subhadra Yojana
Launched By	Government of Odisha
Beneficiaries	Women residents of Odisha
Age Limit	21 to 60 years
Residency	Permanent resident of Odisha
Annual Income Limit	As per government income criteria
Family Coverage	One eligible woman per family
Aadhaar Required	Yes
Bank Account	Mandatory (DBT enabled)

(Source: Subhadra Yojana Guidelines PDF, WCD Department, Government of Odisha)

Who Does NOT Qualify?

These categories are explicitly excluded:

Women or households that file Income Tax Returns (ITR)
Families that own a four-wheeled motor vehicle (verified via Transport Department)
Families owning more than 5 acres of irrigated land or 10 acres of non-irrigated land
Women receiving ₹1,500 or more per month (₹18,000+ annually) from any government scheme, pension, or scholarship
Government employees and elected representatives at any level

Category	Status
Government Employees	Not Eligible
Income Tax Payers	Not Eligible
Pensioners (Govt/High Category)	Not Eligible
Women Receiving High Monthly Govt Assistance	Not Eligible
Families Above Income Threshold	Not Eligible

(Source: CM Mohan Charan Majhi, Odisha Legislative Assembly, 23 August 2024)

Important Exception: ASHA and Anganwadi Workers ARE Eligible

Despite the government-employment exclusion, the scheme explicitly allows:

ASHA (Accredited Social Health Activists) workers
Anganwadi workers and helpers
Community Resource Persons (CRPs)
Master Book Keepers (MBKs)
Outsourcing agency employees

This exception is buried deep in the SOP and is one of the most widely misunderstood rules of the scheme. If you work as an ASHA or Anganwadi worker and meet all other criteria, you qualify. (Source: Subhadra Yojana Guidelines PDF, WCD Department, Government of Odisha)

List of Required Documents For Subhadra Yojana Application

Gather these before you apply:

Aadhaar card — linked to an active mobile number
Aadhaar-linked bank account — passbook, account number, and IFSC code
Domicile proof — voter ID, ration card, or local authority certificate
Income proof — NFSA/SFSS ration card or income certificate from a gazetted officer confirming family income below ₹2.50 lakh
Age proof — Aadhaar date of birth; birth certificate if disputed
Passport-size photograph — required at offline centres
Mobile number linked to Aadhaar — for OTP verification

Document	Mandatory
Aadhaar Card	Yes
Ration Card	Yes
Income Certificate	Yes
Bank Passbook	Yes
Residence Proof	Yes
Mobile Number	Required for OTP/updates

How to Apply for Subhadra Yojana Online

Step 1: Visit subhadra.odisha.gov.in and click “Apply Now” or “Beneficiary Registration.”
Step 2: Enter your Aadhaar number and complete OTP verification on your registered mobile.
Step 3: Fill in your personal details — name, address, date of birth, and income information.
Step 4: Enter your bank account number and IFSC code. Confirm it matches your Aadhaar-linked account.
Step 5: Upload the required documents.
Step 6: Submit and save your Application Reference Number for status tracking.
No internet? Apply offline at a Mo Seva Kendra, Common Service Centre (CSC), Anganwadi centre, Block office, or participating bank branch.

Which Banks Support Subhadra Yojana?

Any bank that supports the Aadhaar Payment Bridge System (APBS) and operates in Odisha qualifies. This includes:

State Bank of India, Bank of India, Bank of Baroda, Punjab National Bank, Canara Bank, UCO Bank, Central Bank of India, Indian Bank, Odisha Gramya Bank (OGB), Utkal Grameen Bank, Regional Rural Banks (RRBs), India Post Payments Bank (IPPB), and approved Urban Cooperative Banks.

The single non-negotiable requirement: your account must be Aadhaar-seeded. Verify your linkage status before applying.

How to Check Your Subhadra Yojana Status

Online:

Go to subhadra.odisha.gov.in
Click “Beneficiary Status” or “Track Application”
Enter your Aadhaar number or Application Reference Number
Complete OTP verification
Your status displays — Registered / Approved / Payment Credited / Under Verification

By phone: Call 14678 — toll-free, open 6 AM to 10 PM daily (16 hours). One of the most accessible government helplines in Odisha.

Common reasons for delayed payment: Aadhaar not seeded to bank account, incomplete form, or pending cross-department verification.

How Fast Did the Scheme Scale?

Subhadra Yojana reached over 1 crore beneficiaries in under six months. Here is the full disbursement timeline:

Phase	Date	Women Covered	Amount Released
Launch (Phase 1)	17 Sep 2024	25 lakh	₹1,250 crore
Phase 2	9 Oct 2024	39 lakh	₹1,950 crore
Phase 3	24 Nov 2024	20 lakh	₹1,000 crore
Phase 4	8 Feb 2025	18 lakh	₹900 crore
Phase 5 (expansion)	5 Mar 2025	2.3 lakh (new)	₹115+ crore
Second Instalment	8 Mar 2025	~1 crore	₹5,000 crore

(Source: GAP Bodhi Taru Academic Journal, SJIF 5.551, Jan–Mar 2025; DD News, Government of India, March 2025)

By 28 November 2024, applications had already crossed 1.06 crore — exceeding the scheme’s 1 crore target within weeks of launch. On International Women’s Day 2025, the government released ₹5,000 crore in a single day — one of the largest single-event women-focused cash transfers in Indian history.

Deputy CM Pravati Parida confirmed on DD News (6 March 2025): “We have provided benefits to more than 98 lakh women under the Subhadra Scheme, nearing our target of 1 crore beneficiaries. On Saturday, i.e. March 8, ₹5,000 crore will be distributed among 1 crore women.”

What Is Subhadra Plus?

In January 2025, the Odisha Government expanded the programme with Subhadra Plus — 10 new sub-schemes addressing different aspects of women’s welfare:

Kishori Subhadra — adolescent girls’ welfare
Subhadra Sanchay — financial savings support
Subhadra Surakhya — women’s safety (allocated ₹153 crore in 2025–26)
Subhadra Sakhi — community peer network
Subhadra Yatri — safe travel for women
Subhadra Scholars — education and academic support
Plus four additional sub-schemes covering health, nutrition, skill development, and digital access

Subhadra Yojana (₹10,145.20 crore) remains the largest single allocation in the entire Odisha Gender Budget 2025–26, which covers 102 schemes across 15 departments and totals ₹71,558.37 crore in gender-sensitive spending. (Source: Odisha Gender Budget 2025–26, Finance Department, Government of Odisha)

Government Schemes For Women

Real-World Impact: Women Building Businesses With Subhadra Funds

A peer-reviewed study by Dr. Prakash Kumar Pradhan (Government Women’s College, Puri), published in GAP Bodhi Taru (ISSN: 2581-5857, SJIF Impact Factor: 5.551, January–March 2025), documented something remarkable: groups of 4–5 women are pooling their Subhadra instalments to launch micro-enterprises — without bank loans.

Sectors where Subhadra-funded businesses are emerging:

Mushroom cultivation, candle and diya making, puffed rice (muri) production, mehndi manufacturing, paper bags and packaging, poultry farming, floriculture, vegetable vending, bee farming, and paper plate and cup manufacturing.

This grassroots pooling model is unprecedented in Odisha’s welfare history — and it turns a cash transfer into a startup fund.

Read: List Of Central and State Government Schemes for Women’s Self-Help Groups in India

How Does Subhadra Yojana Compare to Other Schemes?

Feature	Subhadra Yojana	PM Matru Vandana Yojana	Sukanya Samriddhi Yojana
Who it targets	Women aged 21–60	Pregnant/lactating mothers	Girl child (under 10)
Annual benefit	₹10,000 (cash)	₹5,000 (one-time + top-up)	Interest-linked savings
Payment method	DBT via APBS	DBT	Deposit-based
State or Central	State (Odisha)	Central	Central
Five-year budget	₹55,825 crore	National programme	National programme
Unique feature	Debit card + digital bonus	Maternity nutrition focus	Long-term savings product

Transparency: How the Government Verifies Beneficiaries

The scheme does not just pay and walk away. Post-disbursal, the Odisha Government ran cross-verification across four departments:

Income Tax Department — removed ITR filers
Transport Department — flagged four-wheeler owners
Revenue Department — excluded families over land limits
SSEPD — identified existing pension recipients

As a result, approximately 2 lakh women were removed from the beneficiary list. An additional 93,000 women who turned 60 were transitioned automatically to SSEPD pensions — so they continued receiving state support without a gap. (Source: WCD Odisha Official Portal — Post-Disbursal Verification Data, 2025)

Frequently Asked Questions

What is Subhadra Yojana?

Subhadra Yojana is Odisha’s state government scheme that transfers ₹10,000 per year directly to eligible women aged 21–60 via their Aadhaar-linked bank accounts. It runs until FY 2028–29, with a total approved budget of ₹55,825 crore.

Who launched Subhadra Yojana and when?

PM Narendra Modi inaugurated the scheme on 17 September 2024. The Odisha state government, led by CM Mohan Charan Majhi, implements it through the WCD Department.

What is the age limit for Subhadra Yojana?

Women must be aged 21 to 60 years. For FY 2024–25, the birth date window is 2 July 1964 to 1 July 2003. The Aadhaar date of birth is the final authority.

What is the income limit for Subhadra Yojana?

Annual family income must be below ₹2.50 lakh. The scheme verifies this via ration card status or an income certificate from a gazetted officer.

Can ASHA workers and Anganwadi workers apply?

Yes. Despite the general government-employment exclusion, ASHA workers, Anganwadi workers, Community Resource Persons, and outsourcing agency employees are explicitly eligible.

Can I apply if I already receive a government pension?

Only if your pension is less than ₹1,500 per month (₹18,000/year). Women receiving ₹1,500 or more monthly from any government scheme are ineligible.

How do I apply for Subhadra Yojana online?

Visit subhadra.odisha.gov.in, click Apply Now, verify via Aadhaar OTP, fill in your details, upload documents, and submit. Save your Application Reference Number.

How do I check my Subhadra Yojana application status?

Go to subhadra.odisha.gov.in → Beneficiary Status → enter Aadhaar number → OTP → view status. Or call the helpline at 14678 (6 AM – 10 PM daily).

What is the Subhadra Yojana helpline number?

14678, toll-free, available 6 AM to 10 PM every day.

When does Subhadra Yojana money get credited? The

first instalment arrives on Rakhi Purnima (August) and the second on International Women’s Day, 8 March.

What is the ₹500 digital bonus?

The top 100 beneficiaries per Gram Panchayat or Urban Local Body who make the most cashless transactions in a year receive an extra ₹500 via DBT. Use your Subhadra Debit Card regularly to be eligible.

What is Subhadra Plus?

Subhadra Plus is a 2025 expansion featuring 10 new sub-schemes covering adolescent girls, women’s safety (₹153 crore allocated), savings, travel safety, education, and more.

Which banks support Subhadra Yojana?

Any APBS-enabled bank in Odisha — including SBI, PNB, Bank of Baroda, Canara Bank, Odisha Gramya Bank, India Post Payments Bank, and all Regional Rural Banks. The account must be Aadhaar-seeded.

Can I use the Subhadra Yojana money for anything?

Yes. The cash lands unrestricted in your bank account. Use it for household needs, business investment, education, or savings — your choice.

Is Subhadra Yojana only for rural women?

No. The scheme covers women in both rural Gram Panchayats and Urban Local Bodies across all 30 districts of Odisha.

What documents do I need to apply for Subhadra Yojana?

Aadhaar card (mobile-linked), Aadhaar-seeded bank details, domicile proof, income proof (ration card or income certificate), age proof, passport-size photo, and your Aadhaar-linked mobile number.

My payment is delayed — what should I do?

Check your status at subhadra.odisha.gov.in first. Common causes: Aadhaar not seeded to bank account, incomplete application, or pending verification. Call 14678 or visit your nearest Mo Seva Kendra.

How many women have benefited from Subhadra Yojana so far?

As of March 2025, over 1 crore women have received payments. On International Women’s Day 2025 alone, ₹5,000 crore reached approximately 1 crore women in a single day.

Which is the contact number for Subhadra Yojana support.

Based on the research dossier we just worked with:
Helpline: 14678 Toll-free, available 6 AM to 10 PM daily (16 hours a day).
You can also check your application status or find local support at subhadra.odisha.gov.in, or visit your nearest Mo Seva Kendra for in-person assistance.

Odisha’s Subhadra Yojana – Quick Reference

Detail	Information
Scheme name	Subhadra Yojana
Launched by	PM Narendra Modi
Launch date	17 September 2024
Implementing agency	WCD Dept., Govt. of Odisha
Annual benefit	₹10,000 (2 × ₹5,000)
5-year budget	₹55,825 crore
2025–26 budget	₹10,145.20 crore (+18.85% YoY)
Age eligibility	21–60 years
Income limit	Below ₹2.50 lakh annual family income
Total beneficiaries	1 crore+ (as of March 2025)
Payment method	APBS (Aadhaar Payment Bridge)
Debit card	Yes — Subhadra Debit Card issued
Digital bonus	₹500 for top 100 users per GP/ULB
Helpline	14678 (6 AM – 10 PM daily)
Official portal	subhadra.odisha.gov.in
Geographic coverage	All 30 districts of Odisha

Sources

Odisha Gender Budget 2025–26 — Finance Department, Government of Odisha
Official Subhadra Yojana Guidelines — WCD Department, Govt. of Odisha
GAP Bodhi Taru Academic Journal — Dr. Prakash Kumar Pradhan, Govt. Women’s College, Puri (ISSN: 2581-5857, SJIF: 5.551, Jan–Mar 2025)
DD News — Government of India official broadcaster, March 2025
CM Mohan Charan Majhi — Official Assembly Statement — Odisha Legislative Assembly, 23 August 2024
People’s Guide to State Budget 2025–26 — Finance Department, Government of Odisha

Note: Always verify current eligibility criteria at subhadra.odisha.gov.in before applying.

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