Government
Full List Of Karnataka Government Schemes
The people of Karnataka can benefit from a wide range of schemes introduced by the government. Some of the popular Karnataka Government schemes include Gruha Jyothi Scheme, Gruha Lakshmi Scheme, Udyogini Scheme and Prabhuddha Overseas Scholarship.
Find below the full list of Government schemes in Karnataka including welfare schemes, employment and entrepreneurship schemes and healthcare initiatives.

Karnataka Government Schemes – Welfare & Social Support
| Scheme Name | Description |
|---|---|
| Gruha Lakshmi Scheme | ₹2,000/month to women heads of families. |
| Gruha Jyothi Scheme | 200 units of free electricity per household per month. |
| Anna Bhagya Scheme | Free rice to Below Poverty Line (BPL) families. |
| Uchita Prayana (Shakti) Scheme | Free bus travel for women across Karnataka. |
| Bhagyalakshmi Scheme | Financial aid for BPL families with girl children. |
| Santwana Scheme | Up to ₹5 lakh for home rebuilding (50% loan, 50% subsidy). |
Read: MSME Support – Top Government Schemes Offering Financial Support To Small Businesses
Karnataka Government Schemes – Employment & Entrepreneurship
| Scheme Name | Description |
|---|---|
| Udyogini Scheme | Loans and subsidies for women to start small businesses. |
| Shramashakthi Special Women Scheme | ₹50,000 collateral-free loan with ₹25,000 subsidy for minority women. |
| Swavalambi Sarathi Scheme | Up to ₹4 lakh subsidy for vehicles (auto, taxi, goods) for SC/ST/OBC/minorities. |
| Unnati Scheme | Up to ₹50 lakh for SC/ST entrepreneurs developing tech-based solutions. |
| Kayaka Spoorthi Scheme | Financial aid for women SHGs in leather industry. |
Government Schemes In Karnataka – Education & Scholarships
| Scheme Name | Description |
|---|---|
| Prabhuddha Overseas Scholarship | Financial support for SC/ST students pursuing studies abroad. |
| Arivu Education Loan Scheme | Loans for minority students pursuing professional education. |
| Loan Scheme for Overseas Education | Loans for students aiming to study abroad. |
Read: MGNREGA Karnataka Job Card – How To Apply Online?
Government Schemes In Karnataka – Health & Family Welfare
| Scheme Name | Description |
|---|---|
| Thayi Bhagya Scheme | Free delivery and medications for BPL pregnant women. |
| Gruha Arogya Yojana | Door-to-door screening for non-communicable diseases in rural areas. |
| Madilu Kit Scheme | Postnatal care kits provided to mothers. |
| Prasoothi Araike Scheme | Financial help for pregnant women for nutrition and healthcare. |
| KSRTC Arogya Scheme | Health benefits for KSRTC employees. |
Government Schemes In Karnataka– Marriage & Social Inclusion
| Scheme Name | Description |
|---|---|
| SC/ST Marriage Assistance Schemes | Financial help for SC/ST inter-caste and intra-caste marriages. |
| Widow Re-Marriage Assistance Schemes | Financial aid to encourage remarriage of widows. |
| Incentive for Simple Marriage | Incentives to SC couples who opt for simple weddings. |
Karnataka Government Schemes – Agriculture & Rural Development
| Scheme Name | Description |
|---|---|
| Krushi Aranya Protsaha Yojane | Incentives to promote agroforestry among farmers. |
| Ganga Kalyana Scheme | Borewell and pump set facilities for irrigation. |
| Nekar Samman Yojana | Financial aid to handloom weavers affected by COVID-19. |
Other Notable Government Schemes In Karnataka Schemes
| Scheme Name | Description |
|---|---|
| Direct Loan Scheme | Loans for SC leather artisans to start businesses. |
| Community-Based Training Scheme | Skill development for employment across various communities. |
Source: Guarantee Schemes
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